Our Principals
Randal M. Beach	Pam Williams
Randal M. Beach
An attorney since 1983, Randal has extensive insurance experience in both the public and private sectors.  A former Deputy Commissioner of Insurance for Louisiana, he is also a partner in the Beach Law Firm, LLC.  His experience includes receivership management, solvency, reinsurance review and negotiation, extensive legislative work, insurer management, and representation of the insurance industry on a broad array of regulatory matters. Randal has represented insurance industry clients since 1995, including major property and casualty carriers, life and health insurers, self-insured workers compensation funds, and producers.  His regulatory work on behalf of industry spans acquisitions and start-ups, form and rate filings, negotiation of exclusions, resolution of examination findings, acquisition and resale of tax credits, legislative lobbying, and successful recovery from administrative supervision. From 2001 to 2004, Randal served as outside counsel to the Louisiana Department of Insurance, drafting all agency legislation and successfully shepherding the bills through the Legislature with a passage rate unmatched in the agency’s history.  He also drafted and directed the promulgation of a variety of regulations, and served as counsel for the Policy Form Matrix Work Group. Randal was President of Benefit Capital Life Insurance Company from 1995 through 2000, continuing as a Director and General Counsel for the company until 2004.  He took over the company while it was in supervision, successfully restored it to good standing, and protected the shareholders by engineering the sale of the company.  Randal is also a former Director of both Summit Life Corporation and First Benefit Capital Corporation, both insurance holding companies. From 1992 to 1995, Randal was with the Louisiana Department of Insurance, first as Assistant Commissioner for Financial Solvency, and then as General Counsel and Deputy Commissioner for Receivership.  As Deputy Commissioner, he managed the conservation, rehabilitation and liquidation of 67 insurance companies and their affiliates and subsidiaries, including the preservation, investment and sale of over $300,000,000 in assets; the prosecution and defense of litigation and asset recovery efforts throughout the U.S. and abroad; and the coordination of criminal investigation with federal and state authorities. Randal directed the formation of two P&C companies as wholly-owned subsidiaries of insurance estates in receivership as a means of addressing a serious capacity problem in the private passenger auto market, while maximizing the assets of the parent estates.  He served as Chairman of the companies, Automotive Casualty Insurance Company and Cedar Casualty Insurance Company, from 1993 to 1995. He is a former member of the National Association of Insurance Commissioners (NAIC) Insolvency Committee, the NAIC Rehabilitators and Liquidators Model Act Issues Working Group, and the NAIC Joint Working Group on Receivership and Guaranty Fund National Issues.  Randal is also a former Executive Counsel to the Mayor and Chief Administrative Officer of the City of Baton Rouge and Parish of East Baton Rouge, a former member of the Louisiana Governor’s Task Force on Local Government Finance, and the former Executive Director and Executive Counsel of the Louisiana Conference of Mayors. Randal brings a breadth of experience and unparalleled knowledge to any insurance industry client needing regulatory advice and assistance.
Pam Williams
A former Assistant Commissioner for the Louisiana Department of Insurance, Pam Williams retired after 31 years as a regulator to launch a consulting practice.  Her broad experience gained while moving up through the ranks of the state agency includes consumer outreach, complaint investigation and resolution, policy form review, and market conduct examinations involving all aspects of insurance, with emphasis on life and health, regulating producers, insurers, HMOs, self-insurers, TPAs, MNROs, and unauthorized insurance. As Assistant Commissioner and Senior Health Policy Advisor from 2000 to 2005, Pam directed the administrative and operational functions of six divisions responsible for the enforcement and regulation of all state and federal laws governing health insurance.  She established and directed the Commissioner’s MEWA Task Force, coordinating investigations with other state and federal authorities resulting in the shutdown of several unauthorized health plans, including a Louisiana-based MEWA whose principals were convinced by her team to cover over $1,000,000 in outstanding claims. Pam served as a member of the National Association of Insurance Commissioners (NAIC) ERISA Task Force from 2001 to 2005, served on the Unauthorized Entities Media Outreach Subgroup of the NAIC Consumer Protections Working Group, and worked with the NAIC Improvements to State-Based Systems Work Group.  She assisted in writing the MEWA Enforcement provisions of the NAIC’s ERISA Handbook.  Pam is recognized as an expert on MEWAs, has trained other regulators on the plans, and has been consulted by litigators throughout the country. As the former Director of Quality Management / HIPAA Compliance as well as the Life & Health Division, Pam has been at the forefront of changes and growth in the industry.  She drafted and facilitated the promulgation of Regulation 78, providing for the uniform and practicable administration of policy form, rate and advertising filings. Pam also designed and directed the work group responsible for developing Louisiana’s Policy Form Matrix, the first such effort in the nation.  The Matrix is first and foremost a tool for the insurance industry, providing the ability to electronically search the filing and legal requirements applicable to over 1,000 specifically defined product types, and generating Statements of Compliance which serve as roadmaps for an industry where speed-to-market is critical.  It is also a critical tool for training compliance examiners, and assuring fair and consistent regulation. Drafting legislation and regulations, and successfully testifying in support of those efforts, has added another dimension to Pam’s unique set of skills.  Known and respected throughout the NAIC regulatory community, her energy and skills are now available to the industry.